Always setup alerts for transactions and take cash on trips vs using cards
I'm back In my stomping grounds of upstate NY but vacationed in DC and NYC on the way here. Knew better then to use my card in those places as you never know who's going to copy your card and steal the numbers. Took out cash before I left and used that but had to use my card a few times as cash wasn't an option .
Now comes in text/email alerts. I always setup cards to email or text me when a transaction occurs. This allows me to double check purchase amount vs receipts on the spot and to know if a charge occur that I didn't do .
Sure enough I wake up to an alert saying I was in Texas buy $1,378.94 worth of makeup from a place called nerium skin care . Apparently I need to get pretty fast.
The issue now Is that it was an online purchase (debit, no pin) so I have to wait for the transaction to go from pending to complete then dispute.
I have fraud protection but it's not instant refund lol. I'm waiting for the order number to see what makeup I ordered and where its being shipped to now . So just a friendly reminder