Don't buy a condo. Unless you wanna be on the 4th floor, have neighbors all around you and have HOV and possibly other fees tacked onto the mortgage. Just my opinion, plus truth to that.
Coming from a homeowner myself, I would look into getting your credit score up a little as they will tell you the same thing. Reason is because it'll look better on paper and possibly get your estimate higher than what you have now...if you can afford it. Next step, find a really good real estate agent. And possibly a real estate advisor/broker. By choice of course!! I would not put the entire amount you have saved up as a down payment. Reason being is because in case you find a house pretty cheap that might need updating or a fixer upper that you can put in a little $$ yourself and go from there. Some of the times, sellers will pay for closing costs. It's a situation where you have to ask or some times they may say no and then it would be up to you if you can afford the closing costs.
I like this house. It's location is in Kissimmee, FL. 4bd 2ba Home for Sale in Kissimmee
Big, roomy, cheap compared to here and esp in CA.
orlando real estate "kissimmee" - craigslist
A list of houses there for sale and range from 5 digit numbers to just over a mill.
Another I like and it's at the upper end of my price point WAIT UNTIL YOU SEE THE BACKYARD VIEW!!!
'97 4 dr. Tahoe
Polk Audio MM6501
Wolfram amps 3000.1, 125.4 coming soon
2 Sundown Audio X 15's Tuned @ 30Hz.
Interstate battery/Royal Excelene/KnuKoncepts Kolossus wiring