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Old 03-21-2016, 11:17 PM
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Default Got approved for a car loan... FML

I was thinking about leasing a new car and someone suggested trying this site that approves you for any dealership.. so I gave it a shot and they approve me for $20k. Now I really don't know what to do

And before anyone mentions the site, my cousin has gotten 2 loans from them with zero issues so I know it's legit
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Old 03-21-2016, 11:20 PM
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Try your local bank or credit union too. My credit union beat every please I went to for a house loan
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Old 03-21-2016, 11:23 PM
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if you finance a car get GAP
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Old 03-21-2016, 11:26 PM
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Originally Posted by massivespl View Post
Try your local bank or credit union too. My credit union beat every please I went to for a house loan
Long story short, my first bank has a scam going and had to pay millions to people they scammed, including me. They closed my account at -$150 and paid me $200 10 years later.. Local credit unions won't even let me open a bank account with them because it still says I owe that bank $150

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if you finance a car get GAP
Yeah they offered gap for $15/mo
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Old 03-21-2016, 11:35 PM
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Long story short, my first bank has a scam going and had to pay millions to people they scammed, including me. They closed my account at -$150 and paid me $200 10 years later.. Local credit unions won't even let me open a bank account with them because it still says I owe that bank $150



Yeah they offered gap for $15/mo
odd, my gap insurances have always been one payment ($200) at the signing of the loan
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Old 03-22-2016, 01:42 AM
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Pretty much found the car I want. It's going to sound insane but it was a toss up between a Toyota Prius and a Mercedes S550. While the s550 is one of my all-time favorite cars, it makes no sense to get one. For whatever reason, I really like Prius (Prius', Prius's, Priuss, Priu?). Found one down the street from my house, 2011 with 44k miles for $11k. I'm going to go look at it in the morning and see what they offer me for APR. I may have to spend my audio savings on the down payment but that's no biggie
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Old 03-22-2016, 01:57 AM
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ill note some things for you to look at if you dont know-

those cars batteries do go bad, look up there lifespan as there ~2k to rebuild the bank


check insurance rate if thats an issue (some people get bad rates) as some buy the car then check and get a surprise. (if the loan is backed with the car you will need full coverage)

if its a dealership your buying from, see what they did to it since they acquired the car. if they say they dont have the info, leave because they do.

look the car over, alot. dont let car shopping daze your views of the car. inspect it like a family member is spending there last dollar on it

Last edited by colorblind83; 03-22-2016 at 09:38 AM.
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Old 03-22-2016, 02:33 AM
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Monthly payments.........
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Old 03-22-2016, 03:57 AM
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How do they approve you prior to knowing what your buying
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Old 03-22-2016, 04:54 AM
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I'm scratching my head trying to figure out why on earth you wanna car loan when in the show us your new goodie thread you've posted numerous vehicles you've acquired??

I've had 3 car loans in my life....maybe 4. Won't do it again. Just pay cash for a vehicle. Be done with it.
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