well my girlfriend's job got cut to 24hrs a week instead of her usual 50 and i'm on-call at work more often then i have a start time.
i'm really hurtin' ... i'm looking for some financial advice from someoen who might have been in my shoes once.
debt consolidation loan? get rid of the dozen payments for 1?
i've got a crap credit score ... 560's since my jail stay went to collections. i've got about $3k in fines I owe in the next year, have a car loan (trying to sell my car), can't afford car insurance
, and have $325 a mo in rent.
we used to bring in ~3200-3800 a month. we pissed most of our money away on material things, vacations, parties ...
now we're down to about 1800 if i'm working a full schedule. i've also got 2 credit lines for $1600 and $500 ... both maxed.
we made payments fine and always had good credit till last 4 months since jobs slowed, court costs piled up ... etc. now i'm trying to dig myself out of this hole.
any help would be much appreciated! And i'm not selling my system off in this economy ... i'll keep the amp considering people can't even get $500 for a Mojo and the subs are having just as hard of a time selling.
i do have a 05 RE XXX 18" in near perfect shape if anyone really wants though
... also if anyone needs a website, holla atcha boy i do it for the low-low!
Sorry, I just need some advice! ... I'm done now.
edit: AND I really want to go to college, I did a fall-semester this year but can't afford tuition with everything else coming down on me all at once ... parents make too much money to qualify for FAFSA.
150's in a wall ... cool.
150's under window line, neat.
150's outta the trunk, priceless!