DEFINITELY build your own.
I've shown a few setups to coworkers who spent over a grand on some JL and Alpine 3-ways and you should have seen the frowns when they heard my ~$120 2-ways setup.
Active would be the (simpler) route if you don't know much about crossover design. Don't just punch in some values in a crossover calculator because that's not enough; have to account for notch filters, eq filters, phase, etc.
old--06 dodge magnum
source: Alpine ida-x305sbt - imprint processing
lows: 6 Dayton Reference HO 10s - Crescendo bc3500
mids: 2 Crescendo PWX6 - Audison SRx2s
highs: 2 Beston RT002a Ribbons - Audison SRx2